B & L Auto / Ochlockonee, Florida
Serving Gainesville Since 1983
Many people don`y want to make an insurance claim for auto glass replacement, as they`re afraid their rates will go up. A cracked windshield, however, is usually not your fault. It`s what the insurance companies call a "no-fault" claim, and as such won`t raise your premiums. It does depend on how your car window was damaged and which insurance company and kind of policy you have. If you live in Florida, you live in what`s called a "Zero Deductible State." That means that your insurance company is required by law to allow you to purchase a windshield replacement using insurance with no deductible - as long as you have comprehensive insurance on your vehicle.