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2014 Ford Flex Limited AWD  


Year: 2014
Make: Ford
Model: Flex
Trim: Limited AWD
Stock #: 817
VIN: 2FMHK6D86EBD03463
Transmission: Automatic
Exterior Color: Black
Interior Type: leather
Mileage: 14,800
Primary Contact: USA Cars
Phone: 888-785-0507

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*CLICK HERE TO SEE ORIGINAL WINDOW STICKER*

highlights
Navigation, Rear Camera, Leather w/heated seats, Blind Spot Assyst, Remote start, Third Row Seating, Sirius Radio, Bluetooth, Alloys, Park Assyst,power tailgate
ORIGINAL FORD PRICE WAS $42,440.00
Vehicle History Report
Vehicle Comments

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Introduction

Last time we checked, the Ford Flex didn't have body panels capable of absorbing radar energy like those on  a stealth bomber. Yet with yearly sales totaling only about a seventh of its Explorer SUV sibling, the Flex is not on the radar of many consumers looking for a three-row family hauler that seats six to seven. It's perplexing to us, because the 2014 Ford Flex is one of the most useful family vehicles out there.

Reasons for our unabashed enthusiasm include the Flex's roomy and comfortable cabin complete with adult-friendly third-row seating, well-balanced ride and handling qualities and a wide array of options that include a strong turbocharged V6 engine. There's also the Flex's unique styling, which has a modern yet retro old-school wagon vibe about it. But even if you're not too keen on the rectilinear design aesthetic, there's no denying this Ford's inherent utility, versatility and abundance of useful high-tech gadgets.

Seating up to seven with room to spare, the Ford Flex provides nearly as much passenger space and seating/cargo flexibility as a minivan but without the stigma. Getting into the Flex's second and third rows isn't as easy as with a minivan, but certainly access is better than in most large crossover SUVs thanks to the Flex's lower stance and standard second-row one-touch tumble feature. The optional second-row captain's chairs reduce seating capacity to six, but their sliding feature not only increases comfort in that row, but expands legroom in the third row. As such, the 2014 Ford Flex is the rare crossover that allows 6-footers to fit comfortably in all three rows.

There are a couple of downsides to the Flex, however. The biggest of these is the aforementioned offbeat styling, which some people just find off-putting. If that's the case, the Ford Explorer is mechanically related and similarly equipped -- although, in the real world, it can't match the Flex's space and versatility. Outside of the Ford family, the GMC Acadia (and its siblings, the Buick Enclave and Chevrolet Traverse) has room for eight and a bigger cargo hold. We also like the Mazda CX-9 for its sporty personality and the Nissan Pathfinder for its upscale interior. Of course, a minivan would be more practical than any of these vehicles. Still, on our radar screen, the 2014 Ford Flex looms large as a top pick for savvy families.

Body Styles, Trim Levels, and Options

The 2014 Ford Flex is a large crossover/wagon available in six- or seven-passenger configurations. There are three trim levels: SE, SEL and Limited.

The base SE comes standard with 17-inch alloy wheels, automatic headlights, rear privacy glass, rear parking sensors, cruise control, keypad entry, air-conditioning, a six-way power driver seat (manual recline and lumbar support), a leather-wrapped tilt-and-telescoping steering wheel, an auto-dimming rearview mirror, a 60/40-split second-row seat (with a passenger side auto-fold feature for easy access to the third row), a 4.2-inch central display screen, the base version of Sync (voice controls for phone and audio), Bluetooth phone and audio connectivity and a six-speaker sound system with a CD player, USB port and auxiliary audio jack.

The SEL adds 18-inch wheels, heated mirrors, foglights, dual-zone automatic climate control, heated front seats, an eight-way power driver seat (with power lumbar), a six-way power front passenger seat and satellite radio. Also included is the MyFord Touch electronics interface, which includes an 8-inch central touchscreen, two multifunction secondary displays in the gauge cluster, enhanced steering-wheel controls, enhanced Ford Sync features (turn-by-turn navigation and traffic reports), two USB ports, an SD card reader and an audio/video input jack.

Additional option packages are available for the SEL. Equipment Group 201A adds a 110-volt power outlet, a rearview camera and a power liftgate. Equipment Group 202A has those features plus a remote ignition, blind spot warning system, rear cross-traffic alerts, power-adjustable pedals, leather upholstery (vinyl in the third row), driver memory settings and an upgraded seven-speaker sound system.

The Limited comes standard with the features from the SEL's 202A package and further adds 19-inch wheels, additional chrome/satin aluminum accents, xenon headlights, LED taillights, rain-sensing wipers, keyless ignition/entry, a navigation system and a 12-speaker Sony sound system with HD radio.

Optional on every trim level are roof side rails, second-row inflatable seatbelts and sliding and reclining second-row captain's chairs with a center console.

The navigation system is optional for the SEL. The Appearance package (SEL and Limited) adds 20-inch wheels, a black or color-matched painted roof, different exterior and interior trim and gray perforated leather upholstery inserts. The SEL and Limited can also be equipped with a multipanel rear sunroof (Vista Roof), a rear seat entertainment system (with dual displays) and a tow package.

Stand-alone options for the Limited include 20-inch wheels, a refrigerated compartment in the optional second-row console, heated second-row captain's chairs and the Equipment Group 301A (or 303A) package that includes an automatic parallel-parking system, adaptive cruise control, a collision warning system with brake support, ventilated front seats, a power tilt-and-telescoping steering column and a one-touch power-fold-and-tumble third row.

Powertrains and Performance

Every 2014 Ford Flex comes standard with a 3.5-liter V6 that produces 287 horsepower and 254 pound-feet of torque. Front-wheel drive and a six-speed automatic transmission are standard. All-wheel drive is optional on the SEL and Limited. EPA-estimated fuel economy is 20 mpg combined (18 mpg city/25 mpg highway) with front-wheel drive. Opting for AWD lowers those estimates to 19 combined (17 city/23 highway).

Optional on the Flex Limited is a turbocharged 3.5-liter V6 (dubbed EcoBoost) that produces 365 hp and 350 lb-ft of torque. This engine is paired exclusively with all-wheel drive and a six-speed automatic with steering-wheel-mounted paddle shifters. The last EcoBoost-equipped Flex we tested hit 60 mph in a swift 6.6 seconds. Fuel economy ratings drop to 18 combined (16 city/23 highway).

Properly equipped, both powertrains are rated to tow up to 4,500 pounds.

Safety

The 2014 Ford Flex comes standard with antilock disc brakes, stability and traction control, front side airbags, side curtain airbags and rear parking sensors. The Ford Sync system includes an emergency crash notification feature that automatically dials 911 when paired with a compatible cell phone. Also standard is Ford's MyKey, which can be used to set certain parameters for teen drivers.

A rearview camera and a blind spot warning system with rear cross-traffic alerts are optional on the SEL and standard for the Limited. Optional for both are second-row inflatable seatbelts. The Limited is also available with a collision warning system with brake support.

In Insurance Institute for Highway Safety testing, the Flex earned a top rating of "Good" for its performance in moderate-overlap frontal-offset, side-impact and roof-strength tests.

In Edmunds brake testing, both a Flex Limited with the standard 3.5-liter engine and an EcoBoost model stopped from 60 mph in 128 feet -- average for the class.

Interior Design and Special Features

Overall, we like the Flex's interior because of its abundant soft-touch materials and attractive, upscale design. The spacious layout comfortably affords seven-passenger seating rivaling that of a minivan. Even the third row is accessible and big enough for adults. The optional reclining and heated second-row captain's chairs reduce seating capacity to six, but comfort increases. Their ability to slide forward also expands third-row legroom.

With either configuration, the standard auto-tumbling feature for the second row makes getting into the third row a snap. The Flex can hold a maximum of 83 cubic feet of stuff behind the first row. This is less voluminous than some minivans and several large crossovers, but you can make the most out of the available space thanks to the Flex's conveniently boxy shape.

Unfortunately, both of the Flex's electronics interfaces leave something to be desired. The SE's MyFord system includes a display screen, but it's not especially intuitive and some buttons can be hard to reach. The MyFord Touch system that is standard on the SEL and Limited consists of configurable gauge cluster displays and a large main touchscreen. There are nice customization possibilities here, but the experience is soured by the touchscreen's virtual buttons that are slow to respond and prone to the occasional glitch. You'll likely acclimate to MyFord Touch and its idiosyncrasies (and the Sync voice command system continues to be very useful), but in general, other systems are easier to use.

Driving Impressions

The 2014 Ford Flex's base V6 is adequate for a vehicle this size, providing enough gusto to keep up with competing crossovers. The turbocharged V6, meanwhile, invigorates the Flex Limited with more of a sport wagon demeanor thanks to its extra power and the tighter suspension tuning that comes with it.

No matter the model, the Flex provides a very pleasant, if not exactly exciting, driving experience. The ride is always comfortable -- even with the bigger wheels -- soaking up bumps in the road with luxury car ease. Uncharacteristically responsive steering adds to the Flex's well-rounded dynamics, as it makes parking easy and provides excellent stability on the open road. Excellent outward visibility also makes the Flex easy to drive.

 

ABOVE MODEL REVIEW TAKEN FROM EDMUNDS.COM

Exterior Measurements

6 ft. 3.9 in. (75.9 in.) 5 ft. 8 in. (68 in.)
16 ft. 9.8 in. (201.8 in.) 5 ft. 5.4 in. (65.4 in.)
5 ft. 5.4 in. (65.4 in.) 9 ft. 9.9 in. (117.9 in.)

Interior Measurements

41.8 in. 55.5 in.
40.8 in. 58.4 in.
55.0 in. 40.5 in.
44.3 in. 58.1 in.

Fuel

Gas Regular unleaded
18.6 gal. 316.2/427.8 mi.
17/23 mpg

Weights and Capacities

4643 lbs. 20.0 cu.ft.
83.2 cu.ft.

DriveTrain

All wheel drive 6-speed shiftable automatic

Engine & Performance

3.5 L Double overhead cam (DOHC)
V6 24
Variable 254 ft-lbs. @ 4000 rpm
287 hp @ 6500 rpm 41.5 ft.

Suspension

  • MacPherson strut front suspension
  • Multi-link rear suspension
  • Four-wheel independent suspension
  • Front and rear stabilizer bar

Warranty

3 yr./ 36000 mi. 5 yr./ 60000 mi.
5 yr./ 60000 mi.

Features

Interior Features

Front Seats

  • Multi-level heating passenger seat
  • 6 -way power passenger seat
  • 8 -way power driver seat
  • Passenger seat with manual adjustable lumbar support
  • Multi-level heating driver seat
  • Driver seat with power adjustable lumbar support
  • Height adjustable driver seat
  • Height adjustable passenger seat
  • Premium leather
  • Fold flat passenger seat
  • Bucket front seats

Rear Seats

  • Split-folding rear seatback
  • Reclining rear seats
  • Folding with storage center armrest
  • Manual folding split-bench third row seats
  • Rear ventilation ducts with fan control

Power Features

  • Digital keypad power door locks
  • Power mirrors
  • Heated mirrors
  • 1 one-touch power windows

Instrumentation

  • Clock
  • Tachometer
  • Trip computer
  • External temperature display
  • Low fuel level warning
  • Compass

Convenience

  • Adjustable pedals
  • Cruise control
  • Cargo net
  • Front console with storage
  • Front, rear and 3rd row cupholders
  • Front and rear door pockets
  • Overhead console with storage
  • Retained accessory power
  • Front seatback storage
  • Electric power steering
  • Universal remote transmitter (for garage door, security system, etc.)
  • 12V front, 12V and 110V rear and 12V cargo area power outlet(s)
  • Rear parking sensors
  • Tilt and telescopic steering wheel
  • Audio and cruise controls on steering wheel
  • Rear view camera
  • Destination guidance (also Turn-by-Turn Navigation)*
  • Destination Download*

Comfort

  • Interior air filtration
  • Three zone climate control
  • Cargo area light
  • Leather and simulated alloy trim on center console
  • Simulated wood trim on dash
  • Simulated wood trim on doors
  • Front and rear reading lights
  • Leather and chrome trim on shift knob
  • Leather and wood steering wheel
  • Front and rear floor mats
  • Electrochromatic inside rearview mirror
  • Dual illuminating vanity mirrors

Memorized settings

  • Memorized settings for 2 drivers

In Car Entertainment

  • Mast antenna
  • Sony premium brand stereo system
  • Sony premium brand speakers
  • 12 total speakers
  • Video monitor
  • Audio/Video Input
  • 390 watts stereo output
  • AM/FM in-dash single CD player with CD MP3 Playback stereo
  • Sirius XM satellite radio
  • Auxiliary audio input and iPod/iPhone integration
  • 6 Months of provided satellite radio service
  • Memory card slot
  • Radio data system
  • USB connection

Telematics

  • Flash memory based navigation w/voice activation and directions navigation system
  • Pre-wired for phone
  • Bluetooth wireless data link for hands-free phone
  • Real time traffic
* SYNC is offered through a subscription based service or requires a compatible mobile device.

Exterior Features

Roof and Glass

  • Variable intermittent rain sensing wipers
  • Privacy glass
  • Rear defogger
  • Rear window wiper

Tires and Wheels

  • Painted alloy wheels
  • 19 in. wheels
  • Steel spare wheel
  • P235/55R H tires
  • All season tires
  • Inside mounted spare tire
  • Temporary spare tire

Doors

  • Rear power liftgate door

Towing and Hauling

  • Cargo tie downs

Safety Features

  • 4-wheel ABS
  • Front, rear and third row head airbags
  • Dual front side-mounted airbags
  • Child seat anchors
  • Remote anti-theft alarm system
  • Ventilated front disc / solid rear disc brakes
  • Rear door child safety locks
  • Engine immobilizer
  • Front fog/driving lights
  • Auto delay off headlamps
  • Dusk sensing headlamps
  • Xenon high intensity discharge headlamp
  • 2 front headrests
  • 3 rear headrests
  • Passenger airbag occupant sensing deactivation
  • Rear center 3-point belt
  • Front seatbelt pretensioners
  • Stability control
  • Traction control
  • Electronic brakeforce distribution
  • Front multi-adjustable headrests
  • Rear height adjustable headrests
  • Post-collision safety system
  • Tire pressure monitoring
  • Airbag Deployment Notification*
  • 2nd Row Rear Inflatable Seat Belts

 

* Above  features list was taken from Edmunds.com, this particular vehicle might have more or less features !

 

CHECK OUR PROMOTIONAL DELIVERY RATES :

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$399 door to door delivery in:

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$499 door to door

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$ 599 door to door

delivery in:

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NJ, NY, CT, AR, MO,

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$699 door to door

 

delivery in:

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$ 999 door to door

delivery in:

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$ 1199 door to door

delivery in:

WA, OR, ID ,WY, MT, ND, SD, NE.

 

OTHER STATES PLEASE

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Payment Information:

The successful high bidder shall remit a $500.00 deposit within 24hours of the close of the auction to secure the vehicle. Deposit can be accepted in the form of money order, certified check,  or bank transfer within 24 hours of the auction closing. All financial transactions should be completed within 7  days of auction end.  Bidder will email or fax us name, address, phone/fax. Buyer is responsible for all shipping costs. The seller reserves the right to cancel this auction at any time for any reason. The following terms of sale apply to all of our online auctions. Payment methods:  certified bank check, bank transfer, money order, third party financing. All funds must be in US dollars only. Please be sure to have full payment and/or approved financing in place before making your final bid. Call us for more information


By placing a bid/offer or by clicking the " BUY IT KNOW" button on EBay  for this vehicle you are entering into a legal and binding contract to purchase the above-described vehicle. We reserve the right to cancel all existing bids and end the auction early should the item no longer be available for sale. The mileage on this vehicle can be slightly higher due to test drives.


Non-refundable  deposit of $500.00 must be paid within 24 hours of the close of the auction. The remaining balance must be paid within 7 days. If the vehicle is not paid in 7 days  the seller reserves the right to cancel the transaction and to retain the buyer's deposit.


Processing fee is $395 regardless of the state of residence. It is mandatory and non-negotiable. Processing fee covers administrative expenses of the auction: company administrative fee, web design and auction designing, auction fees, detailing and final tune-up. Processing fee is not a part of final bid amount. We don't  make exceptions for dealers. If you live in another state and you want to pick up your truck and drive it home, you are more then welcome to do so. We can arrange airport pickup. It's a courtesy and provided at no additional cost to you. Call us if you have any questions.


WARRANTY INFORMATION


Buyer acknowledges and agrees that the Vehicle is being sold "AS IS" and "WITH ALL FAULTS" by Seller. Seller is not making any warranties, express or implied and SELLER EXPRESSLY EXCLUDES ANY AND ALL IMPLIED WARRANTIES, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND ALL OTHER WARRANTIES OF ANY NATURE. Seller expressly does not warrant the correctness of the odometer reading, year of manufacture, make, model, class or style, prior use or condition of the Vehicle. Buyer acknowledges that prior to the sale, Seller has provided to Buyer the opportunity to inspect the Vehicle or have it inspected by a mechanic of Buyer's choosing at Buyer's expense. By accepting delivery of the Vehicle Buyer agrees that the condition of the Vehicle is satisfactory and acceptable. Buyer agrees that any and all advertisements relating to the Vehicle are not warranties made by Seller and that they should not be relied upon by Buyer in making this purchase. Seller disclaims all liability for any mistakes, inaccurate descriptions or other misstatements in its advertisements and Buyer agrees that Buyer's opportunity to inspect the Vehicle allows Buyer to verify the accuracy of any advertisements before purchase. Vehicle history reports provided by third parties, such as carfax.com and/or autocheck.com may not be current and/or accurate and Buyer relies on such reports at his or her own risk. Buyer understands and agrees that Seller's managers, employees, agents and/or representatives are NOT authorized to make verbal promises or representations relating in any way the Vehicle. Buyer agrees that unless such promises or representations have been reduced to writing as part of this Order, that Buyer is not relying on such promises or representations in purchasing the Vehicle and Buyer waives the right to seek to enforce such promises or representations. Buyer acknowledges that the Vehicle being purchased was acquired by Seller through trade, a public or private sale or at an auction under circumstances in which the prior owner's registration and/or use of the Vehicle may not have been disclosed to Seller. Even if not designated on this Order, Buyer acknowledges that the Vehicle being purchased may have been titled, registered or used as a (a) short term lease vehicle, (b) taxicab; or (c) police vehicle. In addition, the Vehicle may be (a) rebuilt, assembled from parts, or combined; (b) a kit car, glider kit, replica vehicle; (c) total loss vehicle, previously damaged, (d) a flood vehicle , (e) a not actual mileage vehicle and/or (f) a non-conforming vehicle as that term is defined under Chapter 681 of the Florida Statutes. It is Buyer's sole obligation to independently verify the Vehicle's prior use or designation prior to purchase, if these items are material to Buyer. It is the responsibility of the buyer to have thoroughly inspected the vehicle as well as to research title and accidents history and to have satisfied himself or herself as to the condition and value and to make a purchase decision based upon that judgment solely. Seller assumes no responsibility for any previous damage or accidents the vehicle might had in the past. Buyer does not rely on any statements from Seller relating to the history of the vehicle. Buyer expressly acknowledges that the Vehicle being purchased under this Order has been involved in an prior accident, has salvage history and sustained damage as a result of such accident and that repairs have been done to it.  Seller makes no representations as to the nature and extent of such accident damage and/or the nature and sufficiency of the repairs.  The damage to the Vehicle may include damage that resulted in the Vehicle being deemed a total loss by an insurance company.  The Vehicle's status as a total loss vehicle may or may not be reflected on the Vehicle's certificate of title and/or in the Vehicle's title history. Seller makes no warranties, representation or assurances that the motor vehicle contains only original manufacturer installed or manufacturer rebuilt components, parts or accessories. Buyer agrees that the Vehicle has been delivered to Buyer and Buyer accepts delivery of the Vehicle in Florida, at Seller's principle place of business. If Buyer is shipping the Vehicle out of state, then the person accepting delivery of the Vehicle for Buyer shall be deemed Buyer's agent for accepting delivery of the Vehicle in Florida. This Order and the entire transaction between the parties shall be governed by Florida law. Arbitration .- The parties to this Order hereby agree that any and all Claims (defined below) shall be decided through binding arbitration as provided for herein. For purposes of this arbitration provision: Us/Our means: Diamond Enterprise Financial Inc d/b/a USA Cars, its parents,subsidiaries, affiliates, predecessors and successors in interest, and agents, and all of their officers, directors and employees. In addition, Us/Our also means any third party alleged to be Our agent or to be acting on Our behalf. You/Your means the customer signing this agreement and acquiring a vehicle as part of this transaction. Transaction means your purchase and financing of the vehicle. Claim means any claim, dispute or controversy between you and us arising from or related to: 1) the Transaction; 2) any negotiations and/or representations relating in any way to the Transaction, including, but not limited to any issues relating to the advertising of the vehicle; 3) the vehicle acquired as part of the Transaction; 4) Our efforts to collect any amounts due under the contract or as part of the Transaction; 5) Our recovery or attempted recovery of the vehicle; and 6) the validity, enforceability or scope of this Order and this arbitration provision. For purposes of this arbitration provision Claim has the broadest possible meaning. It includes claims of every kind and nature regardless of who initiates it. This arbitration provision requires that all Claims be arbitrated before an arbitrator instead of litigated in court with a Judge and/or a jury. The Claim shall be arbitrated on an individual basis and not as a class action. This provision applies to all Claims, even Claims that existed before you sign it. Any Claim shall be resolved, on Your election or Ours, by arbitration under this provision. A single arbitrator shall decide the dispute. The applicable rules of the arbitration administrator in place at the time of the filing of the Claim will also apply The arbitration shall be conducted by:J.A.M.S./Endispute, 700 11th Street, NW, Suite 450 Washington, DC 20001,www.jamsADR.com , (800) 352-5267Any arbitration hearing shall take place in Pinellas County, Florida. The party initiating the arbitration shall pay any filing fee required to institute such a proceeding. Thereafter, each party shall be responsible for half of the fees and expenses related to the arbitration, unless otherwise provided by the applicable rules of the administrator. The arbitrator shall have the right to award arbitration costs if applicable law allows for such an award. Each party shall pay its own attorneys', experts' and witness fees, regardless of who prevails in the arbitration, unless the law gives a party the right to recover any of those fees from the other party. The Federal Arbitration Act (?ˆoeFAA?ˆ?) governs this Agreement.In rendering any decision, the arbitrator shall apply applicable substantive law of the state of Florida.. In addition to all other rights and remedies available to Seller at law or in equity, Seller has the following rights and remedies under this Order: (a) Reclamation.- Seller may enter into Buyer's property and reclaim the Vehicle with or without notification to Buyer. Seller may also make a written demand on Seller to return the Vehicle and Buyer agrees to do so within 24 hours of such demand. (b) Disposition of Trade - Buyer agrees that immediately upon Buyer's execution of this Order, Seller may dispose of Buyer's Trade in any commercially reasonable manner, including the sale of the Trade to a third party, retail or wholesale. In the event that this Order is not completed for any reason or in the event that it is rescinded for any reason, Seller agrees that Buyer may retain the proceeds of the sale of the Trade to offset its damages, if any. If Seller does not have any damages relating to rescission or failure of this Order to be completed, Seller may retain any costs and reconditioning expenses relating to the sale plus a 15% commission on the sale from the sale proceeds. The remaining amount shall be delivered to Buyer in full satisfaction of any claims relating to the Trade.(c) In the event that Buyer pursues any claim for rescission of this transaction, Seller shall have the right to set off against Buyer's damages or to assert as an independent claim, a claim for the reasonable value of Buyer's use of the vehicle, including depreciation and mileage of the Vehicle. If any term of this Order is held to be unconscionable or unenforceable, for any reason, by any court of competent jurisdiction, this Order shall be construed as if such clause were never a part of this Order and the balance of the terms of this Order shall be binding on the parties. The waiver or invalidity of any provision of this Order shall not effect the binding nature of the remaining provisions. No breach of this Order by Buyer shall be deemed waived unless such waiver is agreed to by Seller in writing. The parties agree that any modification of this Order must be made in writing and signed by the parties in order to be valid. Buyer agrees that Buyer's deposit on the Vehicle is non-refundable, unless otherwise agreed to in writing by Buyer and Seller.In addition to any other breaches of this Order, the following expressly constitute acts of default under this Order: (a) The refusal of any financial institution to finance any portion of the purchase price; (b) The failure of Buyer to make any payment required under any accompanying finance agreement; (c) The failure of Buyer to provide Seller with a lien free title to any Trade or the failure of Buyer to pay Seller any amount in excess of the payoff on the Trade after demand from Seller; (d) Any misstatement or misrepresentation by Buyer, whether intentional or not, on any document submitted to Seller in connection with this transaction. (e) The refusal of any financial institution to honor any check, draft or other instrument presented by Seller in connection with the acquisition of the Vehicle.   

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