Limited Awd 3.5l Nav Cd Power Steering Aluminum Wheels Tires - Front Performance on 2040-cars

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Subprime financing on the rise in new car sales, leasing too

We all remember the financial crisis that began several years back. At its core was a splurge of subprime lending for housing loans. The housing bubble burst, triggering a collapse of the mortgage-backed securities market. Apparently, those types of loans still exist in the automotive industry, and the market share for these types of "nonprime, subprime, and deep subprime," loans has grown 13.6 percent compared to the third quarter a year ago.
According to an Automotive News report, high-risk lending expanded to 24.8 percent of total loans in Q3, up from 21.9 percent for this time last year. As this level increased, average credit scores of borrowers dropped to 755, down from 763 a year ago. In that time, the average financing amount increased $90 per vehicle, to $25,963.
At 818, Volvo maintains the highest per-owner credit score, while Mitsubishi has the lowest, at 694. The highest rate of borrowers was at Toyota, with 14 percent of the market, followed by Ford with 13.1 percent and Chevrolet at 11.1.

Ford to spread all-wheel drive across performance range

Car and Driver took a closer look at the all-wheel-drive system in the Focus RS, Ford reps having made "broad hints" about it being applied to other performance vehicles. One spokesperson even said that he "can see this as one of those technologies of the future." That would make sense because, as C/D notes, it couldn't have been an inexpensive job to engineer the torque-vectoring unit for the Focus – one that can send 70 percent of torque to the rear wheels, and send 100 percent of that portion to either wheel if needed. C/D also clues into the system's close similarity to the AWD unit in the recently updated Range Rover Evoque, which is manufactured by Sweden's GKN Driveline. In the Evoque, torque vectoring is brake based and two electronically controlled clutches turn the Range into a front-wheel-drive crossover under 22 miles per hour. Ford wouldn't comment on the GKN Driveline connection, or even if there is one. No matter where it might come from, more performance Fords are good for every enthusiast, and we do not look an AWD, torque-vectoring gift horse in the mouth. Featured Gallery 2016 Ford Focus RS News Source: Car and Driver Ford Technology Hatchback Performance

2015 Ford F-150 [w/videos]

To learn more about the all-new 2015 F-150 and get an early read on its potential hero-or-zero status, we flew to the heart of full-size pickup truck country, San Antonio, TX, to spend a day driving, towing and playing in the mud with an assortment of Ford's innovative new trucks.
First, a caveat - while we feel we have a reasonably good handle on the new F-150 after attending this first-drive event, we are far from ready to pass definitive judgment on the success of this radically new rig. Our time in the various models was lamentably limited and we felt rushed. With so much at stake and with so much to talk about and experience, we had zero alone time with the vehicle - there were Ford folks shadowing us at every moment.
And we still don't know everything there is to know about the trucks, as Ford is withholding some of its most crucial numbers, including curb weight data and anticipated EPA fuel economy figures. We don't even have a firm on-sale date. All of this information is typically disclosed - or at least officially estimated - at the time of a new vehicle's first drive. This limits the scope of the judgments we feel comfortable making based on our first encounter.